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DEBTOR FINANCE

At Royal Finance we source our clients, flexible cashflow solutions for the business. Take control of your cashflow and give yourself the power to make the buying and hiring decisions you want to make  – today, not tomorrow.

DEBTOR FINANCE

At Royal Finance we source our clients, flexible cashflow solutions for the business. Take control of your cashflow and give yourself the power to make the buying and hiring decisions you want to make  – today, not tomorrow.

DO YOU QUALIFY?

Debtor Finance is, quite simply, a line of credit linked to and secured by your outstanding accounts receivable. If your business supplies products or services to other businesses on standard trade credit terms, Debtor Finance can help.

Eligibility includes:

Businesses that have an annual turnover greater than $200,000, and;

Sell products or services to other businesses on standard trade credit terms, and;

Issue invoices for delivered goods or completed services.

DO YOU QUALIFY?

Debtor Finance is, quite simply, a line of credit linked to and secured by your outstanding accounts receivable. If your business supplies products or services to other businesses on standard trade credit terms, Debtor Finance can help.

Eligibility includes:

Businesses that have an annual turnover greater than $200,000, and;

Sell products or services to other businesses on standard trade credit terms, and;

Issue invoices for delivered goods or completed services.

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SOLUTIONS FOR YOUR BUSINESS

TURN WHAT YOU ARE OWED INTO CASH

Would you like a simple facility that turns what you are owed into cash? Our debtor finance lenders offer facilities designed specifically to grow with your business.

COMPETITIVE RATES & LEND UP TO 80%

Cost per invoice starts at 2.5% & draw down up to 80% of what you are owed.  Minimum loan terms are generally 12-months.

AWARD WINNING LENDERS

We partner with award winning lenders, which means you can rest easy knowing you are been looked after by the best in the business. 

REDUCE RELIANCE

Would you like to reduce your reliance on your current lender with stand-alone finance that can sit alongside other business borrowings? Our lenders are easy to work with, flexible and fast.

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NEVER TAKE OUT FINANCE WITHOUT FIRST KNOWING YOUR OPTIONS

Finance can be a big decision for any business, so it’s always best to be completely informed. Understand your options with our free guide.

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GOOGLE REVIEWS

Don’t just listen to us. Here are what our clients have to say.

Thanks to a bridging loan from Royal Finance I was able to complete a property purchase just in time for settlement. It was an unusual situation and I needed money quickly in order to complete the purchase and avoid losing my deposit. Chris and the team were wonderful and completely put my mind at ease, better yet I had the funding I needed in less than 24 hours. A fantastic service.
Edward Hattersley
02:10 29 Jul 19
The nature of the business means we may have to carry the wages of our guys for up to two months before we are paid for their work. When you might be placing 100+ people at any given time, at an average of say $1000 per week, our wages bill can be quite large.Debtor Finance with Royal Finance has enabled us to deal with this by providing us with the ideal funding solution for this problem. To me it makes sense. It’s a cost to the business but once you factor it in you really don’t feel it – the great thing is that it doesn’t put a noose around your neck that makes you turn away contracts because you can’t afford to grow.I’d recommend it to any labour hire business, but also to anyone trying to start a business, because in the early days, or in a growth phase, cashflow is always a problem as there are constant tax and wage obligations that can really snowball.What we’ve found is that Royal Finance has been happy to increase our funding limits as the business grows – the facility we started with has increased exponentially. It’s ideal when you find a facility that actually grows with the business
Edward Simpson
01:59 29 Jul 19
EXCELLENT SERVICE!!! John Ingate from Royal Finance made securing a short term loan very easy. He was professional yet friendly and always replied to emails and phone calls promptly. John clearly explained everything that needed explaining. I wouldn't hesitate to recommend John or use him again in the future.
Mark Stephens
06:09 21 Mar 18
Chris from Royal Finance was so attentive and helpful during what was a stressful period. I needed money quickly and not only was he able to source it in time, but he secured me the best rate in the market. Could not recommend more highly!
Julian Rivers
00:41 02 Nov 17

APPLY ONLINE

Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

RECEIVE FUNDING

Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.
We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

WE PROCESS YOUR LOAN

We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.
Fill out an enquiry form, use our live-chat, or call 1300 ROYALS (1300 769 257) to start the conversation

TELL US WHO YOU ARE

Fill out an enquiry form, use our live-chat, or call 1300 ROYALS (1300 769 257) to start the conversation
CLIENTS HELPED
LENDERS
EXPERIENCE

APPLY ONLINE

Fill out an enquiry form, use our live-chat, or call 1300 ROYALS (1300 769 257) to start the conversation

TELL US WHO YOU ARE

Fill out an enquiry form, use our live-chat, or call 1300 ROYALS (1300 769 257) to start the conversation
We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

WE PROCESS YOUR LOAN

We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.
Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

RECEIVE FUNDING

Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.
  • - Michelle

    “Thanks to a bridging loan from Royal Finance I was able to complete a property purchase just in time for settlement. It was an unusual situation and I needed money quickly in order to complete the purchase and avoid losing my deposit.Chris and the team were wonderful and completely put my mind at ease, better yet I had the funding I needed in less than 24 hours. A fantastic service.”

    - Michelle
  • - Hugo

    “I had plans to expand my business for many years, only to be rejected from the bank time and time again. In just a few minutes Chris completely understood my situation, my loan application was hassle free and once approved I had the funds in my bank the next day. It was such a fast and easy process that I could not have enjoyed at any of the banks.”

    - Hugo

Frequently Asked Questions