DEBTOR FINANCE
At Royal Finance we offer you fast, flexible cashflow solutions for business. Take control of your cashflow and give yourself the power to make the buying and hiring decisions you want to make
– today, not tomorrow.
DEBTOR FINANCE
At Royal Finance we offer you fast, flexible cashflow solutions for business. Take control of your cashflow and give yourself the power to make the buying and hiring decisions you want to make
– today, not tomorrow.
DO YOU QUALIFY?
Debtor Finance is, quite simply, a line of credit linked to and secured by your outstanding accounts receivable. If your business supplies products or services to other businesses on standard trade credit terms, Debtor Finance can help.
Eligibility includes:
Businesses that have an annual turnover greater than $200,000, and;
Sell products or services to other businesses on standard trade credit terms, and;
Issue invoices for delivered goods or completed services.
DO YOU QUALIFY?
Debtor Finance is, quite simply, a line of credit linked to and secured by your outstanding accounts receivable. If your business supplies products or services to other businesses on standard trade credit terms, Debtor Finance can help.
Eligibility includes:
Businesses that have an annual turnover greater than $200,000, and;
Sell products or services to other businesses on standard trade credit terms, and;
Issue invoices for delivered goods or completed services.
SOLUTIONS FOR YOUR BUSINESS
TURN WHAT YOU ARE OWED INTO CASH
Would you like a simple facility that turns what you are owed into cash? Our debtor finance facility is designed specifically to grow with your business.
COMPETITIVE RATES & LEND UP TO 80%
Cost per invoice starts at 2.5% & draw down up to 80% of what you are owed. Our minimum loan term is 12 months.
AWARD WINNING INDUSTRY SPECIALISTS
Our award winning service means our clients stay with us longer and our management team has in excess of 100 years of combined experience in business finance.
REDUCE RELIANCE
Would you like to reduce your reliance on your current lender with stand-alone finance that can sit alongside other business borrowings? We are easy to work with, flexible and fast.
APPLY ONLINE
RECEIVE FUNDING
WE PROCESS YOUR LOAN
TELL US WHO YOU ARE
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- Michelle
"Thanks to a bridging loan from Royal Finance I was able to complete a property purchase just in time for settlement. It was an unusual situation and I needed money quickly in order to complete the purchase and avoid losing my deposit.Chris and the team were wonderful and completely put my mind at ease, better yet I had the funding I needed in less than 24 hours. A fantastic service."
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- Hugo
"I had plans to expand my business for many years, only to be rejected from the bank time and time again. In just a few minutes Chris completely understood my situation, my loan application was hassle free and once approved I had the funds in my bank the next day. It was such a fast and easy process that I could not have enjoyed at any of the banks."
APPLY ONLINE
TELL US WHO YOU ARE
WE PROCESS YOUR LOAN
RECEIVE FUNDING
-
- Michelle
"Thanks to a bridging loan from Royal Finance I was able to complete a property purchase just in time for settlement. It was an unusual situation and I needed money quickly in order to complete the purchase and avoid losing my deposit.Chris and the team were wonderful and completely put my mind at ease, better yet I had the funding I needed in less than 24 hours. A fantastic service."
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- Hugo
"I had plans to expand my business for many years, only to be rejected from the bank time and time again. In just a few minutes Chris completely understood my situation, my loan application was hassle free and once approved I had the funds in my bank the next day. It was such a fast and easy process that I could not have enjoyed at any of the banks."
Frequently Asked Questions
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You can borrow up to 80% of the value of your property(s).
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Interest rates start from 9.55% per annum
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Our secured funding loans are asset backed, and therefore your credit file is not relevant.
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No, payments can be capitalised into the loan – further improving your cash flow.
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Funds can be advanced within 24 hours upon approval.
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It’s case by case depending on your property, in some instances valuations are not required.
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For Royal Finance to source you a loan you must have either:
- Own property
- An ABN or ACN
- Have been in business for a minimum of 6 months
- Turnover at least $5,000 per month.
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Every loan we source is different and has variable rates, but with Royal Finance, there are no hidden fees or costs. Our policy is to be completely transparent with our clients at all times – you will always be informed of any interest or management fees. Our rates start as low as 0.83% p/m.
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Once you have supplied Royal Finance with the required documentation, in most cases you will receive funding on the same day upon approval.