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DEBT CONSOLIDATION

Debt consolidation (or debt refinancing ) is basically replacing or combining all of your previous loans and credit obligations into one loan with one lender. This way you will have one single repayment schedule with one set interest rate. Refinancing can cover anything from outstanding ATO tax debt to overdue supplier debt.

DEBT CONSOLIDATION

Debt consolidation (or debt refinancing ) is basically replacing or combining all of your previous loans and credit obligations into one loan with one lender. This way you will have one single repayment schedule with one set interest rate. Refinancing can cover anything from outstanding ATO tax debt to overdue supplier debt.

DO YOU QUALIFY?

We do whatever we can to assist business in urgent need of finance. We always take into account our client’s unique circumstance and tailor a solution accordingly to best suit their needs. However, in order to be eligible for finance a borrower must borrow under a business or company and will need a property to serve as a security.

DO YOU QUALIFY?

We do whatever we can to assist business in urgent need of finance. We always take into account our client’s unique circumstance and tailor a solution accordingly to best suit their needs. However, in order to be eligible for finance a borrower must borrow under a business or company and will need a property to serve as a security.

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WHEN SHOULD YOU CONSOLIDATE OR REFINANCE?

LOWER REPAYMENTS

Refinancing can often lead to lower a lower interest rate, resulting in easier cash flow management and budgeting. When you refinance, you reset the clock with a smaller balance than your original loan and more time to repay, so your repayments will decrease.

COMBINE SMALLER BUSINESS DEBTS

If your business has multiple loans then it might make sense to consolidate them all into a single repayment. This makes it easier to keep track of payments with one lender.

REPAY ATO DEBT

ATO tax debt can be a pain and the payment plans the ATO puts in place never suit businesses. It’s often easier (and cheaper) to use a business loan to pay of the ATO debt outright and then make repayments with another lender.

DETERMINE YOUR LOAN TERM

When you refinance you can choose to have a shorter loan term, in order to pay off the debt quicker. Alternatively, if you have a debt that is due immediately, you can refinance that debt and extend the loan repayments as flexibly as you want.

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APPLY ONLINE

Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

RECEIVE FUNDING

Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.
We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

WE PROCESS YOUR LOAN

We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.
Fill out an enquiry form, use our live-chat, or call 1300 ROYALS (1300 769 257) to start the conversation

TELL US WHO YOU ARE

Fill out an enquiry form, use our live-chat, or call 1300 ROYALS (1300 769 257) to start the conversation

Request Info

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  • - Michelle

    “Thanks to a bridging loan from Royal Finance I was able to complete a property purchase just in time for settlement. It was an unusual situation and I needed money quickly in order to complete the purchase and avoid losing my deposit.Chris and the team were wonderful and completely put my mind at ease, better yet I had the funding I needed in less than 24 hours. A fantastic service.”

    - Michelle
  • - Hugo

    “I had plans to expand my business for many years, only to be rejected from the bank time and time again. In just a few minutes Chris completely understood my situation, my loan application was hassle free and once approved I had the funds in my bank the next day. It was such a fast and easy process that I could not have enjoyed at any of the banks.”

    - Hugo

APPLY ONLINE

Fill out an enquiry form, use our live-chat, or call 1300 ROYALS (1300 769 257) to start the conversation

TELL US WHO YOU ARE

Fill out an enquiry form, use our live-chat, or call 1300 ROYALS (1300 769 257) to start the conversation
We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.

WE PROCESS YOUR LOAN

We understand that every situation is unique and that yours is no different. That’s why our tailored loan solutions are unique to each of our customers.
Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

RECEIVE FUNDING

Tell us which bank account you would like the funds sent to. In most cases we are able to source you funding within 48 hours upon approval.

Request Info

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  • - Michelle

    “Thanks to a bridging loan from Royal Finance I was able to complete a property purchase just in time for settlement. It was an unusual situation and I needed money quickly in order to complete the purchase and avoid losing my deposit.Chris and the team were wonderful and completely put my mind at ease, better yet I had the funding I needed in less than 24 hours. A fantastic service.”

    - Michelle
  • - Hugo

    “I had plans to expand my business for many years, only to be rejected from the bank time and time again. In just a few minutes Chris completely understood my situation, my loan application was hassle free and once approved I had the funds in my bank the next day. It was such a fast and easy process that I could not have enjoyed at any of the banks.”

    - Hugo

Frequently Asked Questions