1ST & 2ND MORTGAGES
We offer both first and second mortgages at Royal Finance. We require that you borrow through a business / for business purposes. We facilitate funding secured against residential, commercial, rural or specialised property that the banks won’t touch due to restrictions on credit policy or conditions imposed through rating agencies.
1ST & 2ND MORTGAGES
We offer both first and second mortgages at Royal Finance. We require that you borrow through a business / for business purposes. We facilitate funding secured against residential, commercial, rural or specialised property that the banks won’t touch due to restrictions on credit policy or conditions imposed through rating agencies.
DO YOU QUALIFY?
We do whatever we can to assist business in urgent need of finance. We always take into account a borrower’s unique circumstance and tailor a solution accordingly to best suit their needs. However, in order to be eligible for finance a borrower must borrow under a business or company and will need a property to serve as a security.
DO YOU QUALIFY?
We do whatever we can to assist business in urgent need of finance. We always take into account a borrower’s unique circumstance and tailor a solution accordingly to best suit their needs. However, in order to be eligible for finance a borrower must borrow under a business or company and will need a property to serve as a security.
OUR 1ST & 2ND MORTGAGE OFFERINGS
$50K - $10M+ WITHIN 24HRS
We pride ourselves on offering funding when the banks won’t, even in excess of $10 million. We can have funding in your account within 24 hours, from application to settlement.
COMPETITIVE RATES & NO CREDIT CHECKS
Starting at 0.8% per month, our rates are some of the most competitive in the market. Lending is determined based on your current financial situation, or your business’ assets & turnover.
MUTLIPLE ASSET CLASSES ACCEPTED AS SECURITY
Including Property, Receivables, Plant & Equipment, Inventory, R&D Grants, Corporate Guarantees, Sales & Contracts, Agriculture.
80% LVR & 2-24 MONTH LOANS
When you secure your property against your loan, we can offer you up to 80% of it’s value. Although our standard loan length is 2 -12 months, often we can extend this to suit your needs.
APPLY ONLINE
RECEIVE FUNDING
WE PROCESS YOUR LOAN
TELL US WHO YOU ARE
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- Michelle
"Thanks to a bridging loan from Royal Finance I was able to complete a property purchase just in time for settlement. It was an unusual situation and I needed money quickly in order to complete the purchase and avoid losing my deposit.Chris and the team were wonderful and completely put my mind at ease, better yet I had the funding I needed in less than 24 hours. A fantastic service."
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- Hugo
"I had plans to expand my business for many years, only to be rejected from the bank time and time again. In just a few minutes Chris completely understood my situation, my loan application was hassle free and once approved I had the funds in my bank the next day. It was such a fast and easy process that I could not have enjoyed at any of the banks."
APPLY ONLINE
TELL US WHO YOU ARE
WE PROCESS YOUR LOAN
RECEIVE FUNDING
-
- Michelle
"Thanks to a bridging loan from Royal Finance I was able to complete a property purchase just in time for settlement. It was an unusual situation and I needed money quickly in order to complete the purchase and avoid losing my deposit.Chris and the team were wonderful and completely put my mind at ease, better yet I had the funding I needed in less than 24 hours. A fantastic service."
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- Hugo
"I had plans to expand my business for many years, only to be rejected from the bank time and time again. In just a few minutes Chris completely understood my situation, my loan application was hassle free and once approved I had the funds in my bank the next day. It was such a fast and easy process that I could not have enjoyed at any of the banks."
Frequently Asked Questions
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You can borrow up to 80% of the value of your property(s).
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Interest rates start from 9.55% per annum
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Our secured funding loans are asset backed, and therefore your credit file is not relevant.
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No, payments can be capitalised into the loan – further improving your cash flow.
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Funds can be advanced within 24 hours upon approval.
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It’s case by case depending on your property, in some instances valuations are not required.
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For Royal Finance to source you a loan you must have either:
- Own property
- An ABN or ACN
- Have been in business for a minimum of 6 months
- Turnover at least $5,000 per month.
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Every loan we source is different and has variable rates, but with Royal Finance, there are no hidden fees or costs. Our policy is to be completely transparent with our clients at all times – you will always be informed of any interest or management fees. Our rates start as low as 0.83% p/m.
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Once you have supplied Royal Finance with the required documentation, in most cases you will receive funding on the same day upon approval.